Noend,
Sounds to me like you already have a pretty good grip on your financial life. After all, you did find this site, and you could have done a lot worse. You mentioned a ROTH account. But to your question, remembering that you probably get what you pay for, in this case nothing:
1. First get the most out of the 403 matching. Then I would max-out a ROTH which of course will grow TAX FREE, at least until congress figures out they can no longer afford it. Finally, with any additional money I'd get for the Traditional IRA.
2. Establish an asset allocation that you can sleep with. Just remember that at 26 y.o. you can afford to be pretty aggressive, but you still have to sleep at night. Less has put out his recommendation for AA, so learn from that. Periodic re-balancing to whatever AA you decide on will allow you to automatically sell high, buy low. Just remember that markets don't always go up. Try to avoid emotional decisions to jump in or out of...
Sounds to me like you already have a pretty good grip on your financial life. After all, you did find this site, and you could have done a lot worse. You mentioned a ROTH account. But to your question, remembering that you probably get what you pay for, in this case nothing:
1. First get the most out of the 403 matching. Then I would max-out a ROTH which of course will grow TAX FREE, at least until congress figures out they can no longer afford it. Finally, with any additional money I'd get for the Traditional IRA.
2. Establish an asset allocation that you can sleep with. Just remember that at 26 y.o. you can afford to be pretty aggressive, but you still have to sleep at night. Less has put out his recommendation for AA, so learn from that. Periodic re-balancing to whatever AA you decide on will allow you to automatically sell high, buy low. Just remember that markets don't always go up. Try to avoid emotional decisions to jump in or out of...
